The latest 2023 Home Mortgage Disclosure Act (HMDA) data is in, and it confirms a few key trend lines for the mortgage industry: there was significantly less interest in mortgage loans in 2023, and ...

The January 2026 update enables examination of Non-Qualified Mortgage activity at the loan level across seven years of ...

In response to the CFPB’s decision, Adam DeSanctis, vice-president of communications at the Mortgage Bankers Association, ...

July 16, 2024 - Earlier this year, the prudential banking regulators (Office of the Comptroller of the Currency, Federal Reserve Board, and Federal Deposit Insurance Corporation) proposed to revise ...

The CFPB recently announced that the platform for the submission of Home Mortgage Disclosure Act (HMDA) data collected in 2023 is now available for the submission of the data. The platform may be ...

Could anything be better than Krispy Kreme coming to McDonalds! Yes! The new HMDA data is here! (More of a more serious note below.) Whether donuts or mortgages, a company can’t manufacture them ...

“I’m sorry, but you can’t always be ‘experiencing a higher volume of calls than average.’ That’s not how averages work.” The “average” person has a student loan, or a car loan, or credit card debt, or ...

Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires financial lenders to disclose specific details regarding their residential mortgage loans. Specifically, lenders must report certain ...