Learn how to compare lenders, understand interest rates, and choose the best mortgage for your needs. Make informed, ...

A well-prepared loan application begins with accuracy in the home loan documents required, yet this is where many borrowers ...

Promise Home Loans (NMLS #2372318) is an online mortgage lending company started in 2022. The company provides options for both home purchases and refinances to borrowers in four states: California, ...

It's rare for financial forms to last twenty years virtually unchanged. The Uniform Residential Loan Application (URLA), otherwise known as Form 1003 or Form 65, is a notable exception. For two ...

The Federal Housing Finance Agency is seeking comment from the public on ways that the Federal Home Loan banks' affordable housing programs could be made more efficient and encourage greater ...

Many owners are considering tapping their condo's equity as costs rise, but the borrowing rules may surprise you.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

The Youngstown Neighborhood Development Corp. was awarded $2.4 million in grants for home repair and down payment assistance.

Lying on a loan application might seem like a quick solution to secure funds, but it carries serious financial and legal consequences. Penalties range from immediate loan denial or forced repayment to ...

Buying your dream home requires tons of research, and that includes understanding the loan options available and the process ...