Before approving you for new credit, lenders will likely first look at your credit report, your credit score and something called your debt-to-income ratio — commonly referred to as DTI. While all ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Ten-year Treasury notes yield 4.5%, attractive for risk-free long-term investment. iShares iBoxx ETF offers access to more than 2,900 corporate bonds and a 5.4% yield. Vanguard Short-Term Corporate ...