CD Rates Today: November 5, 2025 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

This CD still offers 6% — and these 4 have APYs of 5% and up

The average 12-month CD currently yields 1.68%, compared to 1.81% at the same time last year, according to government data.