Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...

Credit card delinquency is simply the situation in which a cardholder fails to make payments of even the minimum amount due on their credit card bill by the due date. This is a major negative and is ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. When you apply for a credit card, the issuer completes what is known as a hard inquiry, or hard pull, on ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

For those of you holding credit cards that charge annual fees, the various statement credits that the cards offer are a great opportunity to offset the overall cost of your card. As 2025 draws to a ...

Mistakes in credit reports can seriously affect one’s financial credibility. They can influence loan approvals, credit card clearances, and the seamless availability of credit to meet daily expenses.

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high in the fourth quarter of 2024. According to data from the Federal Reserve Bank of Philadelphia, 0.90% of ...

Your business credit score is every bit as important as your personal credit score when it comes to qualifying for business financing. Yet small business owners often find it hard to figure out how to ...

American Express Platinum Card® just got a major update, adding several new benefits and improving others. Along with the update came an annual fee increase to $895 (see rates and fees). But the new ...

A business credit card is a common way for startups and new businesses to borrow money. They can help you manage cash flow, cover unexpected expenses and spread the cost of larger purchases. Managed ...