Credit card annual percentage rates, commonly known as APRs, determine how much you'll pay in interest if you carry a balance on your credit card. Your card's APR can vary depending on a few ...

The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for ...

Tiffany Wendeln Connors was a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate ...

If you do it right, a 0% intro APR credit card can be a smart way to finance a big expense without having to worry about accumulating interest. While you'll be required to make minimum payments, ...

Credit cards with introductory interest offers can be a huge help over the holidays, but only if you pay off your balance fast. Holly Johnson is a credit card expert and writer who covers rewards and ...

When you swipe your credit card, you incur a charge that could eventually cost you in interest if you don’t repay on time. The amount you pay in interest is based on your purchase APR, or annual ...

A purchase APR determines how much interest you'll pay on purchases you make with your credit card if you carry a balance. Credit card companies determine many APRs based on the prime rate – plus a ...

If you have a credit card with a 0% APR, you can spend money without facing any interest charges, right? Not necessarily. A single credit card can have multiple APRs, one of which is the account’s ...