Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

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My experience: For weeks I’ve endured a relentless barrage of calls—sometimes twice in a single afternoon—yet the Fair Debt Collection Practices Act (FDCPA) is crystal-clear: harassment and repeated ...