When you buy home insurance, you probably expect it to pay the full cost of any damage covered by the policy (minus any deductibles). But if you haven't followed the 80% rule (also known as the 80/20 ...

EL CAJON, CA – October 17, 2025 – PRESSADVANTAGE – Carini Home Services, a licensed HVAC contractor based in El Cajon, California, has officially expanded its air conditioning installation services to ...