All contributions from the employer to the SEP-IRA are 100% vested immediately. SIMPLE IRAs are another type of small business retirement account for self-employed individuals or businesses with ...

Ryan is a Certified Public Accountant (CPA) who writes and edits finance content across a variety of publications, covering small-business accounting, personal investing, retirement, taxes, and more.

A Savings Incentive Match Plan for Employees IRA, or SIMPLE IRA for short, is a retirement plan designed for small businesses with 100 or fewer employees. Though a SIMPLE IRA is an easier and less ...

He was managing his own IRA while we were overseeing his wife’s assets. On one phone conference, we got to talking about RMDs. He told us how he calculated his RMD and explained how he used the ...

Jean Chatzky answers the 401(k) vs. IRA question. Chatzky explained her interpretation of the question about whether 401(k)s ...