All contributions from the employer to the SEP-IRA are 100% vested immediately. SIMPLE IRAs are another type of small business retirement account for self-employed individuals or businesses with ...

Ryan is a Certified Public Accountant (CPA) who writes and edits finance content across a variety of publications, covering small-business accounting, personal investing, retirement, taxes, and more.

Jean Chatzky answers the 401(k) vs. IRA question. Chatzky explained her interpretation of the question about whether 401(k)s ...