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If I were to flip you the bird left-handed, which I sometimes do to mix things up, you’d notice that my middle finger is crooked, with a bulged knuckle. Why does it look like that? Catfish noodling.

Index funds track financial indexes, enabling simple, broad market investment. Low expense ratios make Vanguard ETFs an accessible choice for new investors. Choosing an index like the S&P 500 leads to ...