When it comes to student loans, most people expect the usual hurdles: credit checks, co-signer requirements and confusing fees. But Funding U flips the script, offering loans that focus on academic ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...

NEW YORK — Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection. After 90 days of nonpayment, ...

Every borrower should know their loan balance, current interest rate and monthly payment, says Joseph Price-Gault, head of student loan refinancing at Juno, a student loan negotiation group. You ...

Student loan rates have dropped a bit going into the last month of the year. As of December 2, 2025, private student loan lenders are offering fixed rates as low as 2.85% APR and variable rates ...

NEW YORK (AP) — Starting next month, the Education Department says student loans that are in default will be referred for collections. Roughly 5.3 million borrowers are in default on their federal ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection. After 90 days of non-payment, student ...

U.S. Bank is a financial institution based in Minneapolis, Minnesota, that’s been in business since 1863. The company provides both individual and business banking and loan services, is an SBA ...