The savings portion of SoFi’s combination checking and savings account offers up to 3.30% APY (variable and subject to change). To earn that rate, you'll need to do one of the following: 1. Enroll in ...

Traditional and Roth IRAs allow tax benefits now or later; small business options also available. IRA contribution limits for 2025 are $7,000, increasing in 2026, with higher limits for those 50+.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.