Michael Evans writes about insurance and other finance topics for Investopedia. An insurance industry veteran, he has covered personal finance for more than 20 years for publications including ...

Many states give you two years to file a car insurance claim. Depending on where you live and the type of claim, you may have between one and 10 years to file. Typically, you have two years after a ...

If you're involved in a minor accident, you may consider paying out of pocket instead of making a claim with your insurance. If another driver is at fault, they may offer you cash. Otherwise, if you ...