APR means you won't pay interest for a limited time. Here's how it works for credit cards, with examples on balance transfers and new purchases.

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The APR cannot be less than the interest rate because it’s composed of several components besides the interest rate. What does 0% APR mean for the interest rate?

The APR includes fees, interest, and other annual costs, while the interest rate is purely the cost of borrowing the money. APR includes additional fees and costs, making it a more comprehensive ...

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