A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

Alternatives to costly standalone long-term care insurance include hybrid life policies with an LTC rider, extended premium ...

FORT MYERS, Fla.--(BUSINESS WIRE)--LTC Global, Inc. announced today that it has acquired Michael L. Fitzgerald Insurance Services, Inc. (Fitzgerald Insurance Services), a Capitas Financial, Inc.

Washington state’s new, long-term care insurance program gives residents a lifetime benefit of $36,500, which can pay for approximately 81 days in a nursing home. The benefit is a first-in-the-nation ...

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...

A.M. Best Company, Inc. Prudential Financial Inc. is the latest of several big-name U.S. life insurers to announce it's stopping sales of long-term care insurance to individuals. Prudential Group ...

Cognitively impaired individuals are more likely to allow a long-term-care insurance policy to lapse even though they're more likely to need long-term care in the future, according to a new study ...

While I was Christmas shopping the other day, I was reminded of Christmas a few years ago when my youngest child, Matthew, was 11 or 12 years old. He insisted that all he wanted for Christmas was ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...