When a loan applicant has no income or has income that’s challenging to verify, there are still some methods they can use to pursue personal loan approval. Below we work through the nuances of ...

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Achieve, which used to be called FreedomPlus, offers personal loans ranging from $5,000 to $50,000 with an APR of 8.99% to 29.99%. The lender offers discounts to borrowers that may lower the interest ...

It's fast and free, and it won't affect your credit.* The Small Business Administration (SBA) says that small businesses borrow mainly for four reasons: to start a business, to purchase inventory, to ...

Provide some details on your current car loan and search for auto refinance options. You can find loan options rate within minutes. Compare rates, payments, and more. Whether your goal is to lower ...

There are currently more than 250 Black-owned banks and credit unions operating in 28 states. Of the 250+, only 21 are banks; the rest are Black-owned credit unions. The oldest Black-owned bank in the ...

Senior checking accounts are regular checking accounts geared toward those aged 55 and up. They typically come with special features, including waived fees and free monthly checks. Banks understand ...

If your credit card was used fraudulently, you have the right to file a dispute (called a chargeback) with your credit card issuer. Some consumers, however, take advantage of this safeguard by filing ...

If you have a personal loan, you may wonder whether you can pay it off early, and if doing so means you will pay less interest. The answer to both of those questions is yes. However, that doesn’t ...

When the borrower of a personal loan dies, the borrower’s estate or a surviving spouse may have to repay the loan, but what happens to personal loans when the lender dies? The borrower will likely ...

Unexpected financial challenges can strike at any time, leaving individuals searching for fast and flexible solutions. Hardship loans are designed to provide temporary relief during difficult periods ...

A variable rate loan often comes with a lower interest rate than a fixed rate loan but, as its name implies, that interest rate can vary, or change, during the life of the loan. Which type of loan is ...