When you compare personal loans, you will often see two different numbers. Interest rate and APR. They are similar in appearance. But they tell you different things. If you understand how each works, ...

There are two basic types of personal loans: secured and unsecured. The terms sound a little technical, but the idea is simple. With a secured loan, you use something of yours for collateral. With an ...

Borrowing basics made easy. We walk you through loans, costs, timelines, and tips so you can make clear choices and avoid common mistakes.

When you borrow money through a personal loan, you usually agree to repay the loan in defined amounts each month. Each month’s payment is made up of two parts: the interest, which is the cost of ...

Need funds and want a set payoff plan? An installment plan offers equal monthly payments and a clear end date. Even with a low credit score, you may still qualify. We ...

You may need money to pay for car repairs, a medical bill, or for a planned purchase. Personal loans can help pay for a single expense and you then pay it off over time. This guide will detail what a ...