Note the word independent. That is where things get problematic. Because the CFPB is independent, it doesn’t rely on Congress ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Opening one of the best credit cards for no credit and using it responsibly can be a great way to establish and build credit. However, when you have little to no credit history to begin with, it can ...

The rising popularity of Buy Now, Pay Later (BNPL) solutions raises questions for lenders that don’t have a standardized way ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Our experts and industry insiders blog the latest news, studies and current events from inside the credit card industry. Our ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

If merchants are spending that much in interchange on sales tax, consider how much money businesses that call for a gratuity ...

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, ...

Although some people may think bad credit is only important when you want to get a loan, having a poor credit history can also impact things like obtaining a new utility account or renting an ...

JetBlue’s Premier World Elite Mastercard is the latest credit card to offer premium rewards to cardholders. Premium credit ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.