Nothing has changed concretely for borrowers, yet. Download your repayment history and monitor your credit report to be proactive. Many, or all, of the products featured on this page are from our ...

EveryDollar shines because of its ease of use and customization. However, getting advanced features will cost you. Many, or all, of the products featured on this page are from our advertising ...

The CFPB oversees banks, lenders and other financial institutions on consumers’ behalf. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Earn 2 miles per dollar spent on most purchases, and receive a slew of travel-related perks, including airport lounge access.

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards. This is a great card for a student learning to handle credit. On top of the rewards ...

Start with a lucrative bonus, add 3% back on restaurants, 1.5% back outside of bonus categories and flexible redemption options, and you have a winner. The card's rewards structure isn't the ...

Frequent American Airlines flyers have one big reason to consider this $595-a-year card: It comes with access to the carrier's exclusive airport lounges. Many or all of the products on this page ...

Unlike with most cards that require a cash security deposit, applicants may be able to qualify for a credit limit larger than their deposit. Flexible security deposit requirements and a $0 annual ...

You can't borrow from an IRA, but there are a few scenarios in which you may be able to take money out of an IRA without getting hit with a penalty. Many, or all, of the products featured on this ...

You'll earn decent rewards, and free checked bags can add value — but the card is more expensive than its competitors and lacks some perks you'd expect to find at this level. Many or all of the ...

It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...