Learn the 401(k) early withdrawal penalty rules, exceptions and smart ways to avoid taxes and fees so you can protect your ...

If you’ve recently left a job or retired, you may be wondering what to do with your old 401(k). One of the most popular options is opening a rollover IRA — a tax-advantaged account that lets you move ...

Starting in 2024, employer-sponsored Roth accounts such as the Roth 401 (k), no longer have required minimum distributions. This change aligns the withdrawal rules for employer-sponsored plans with ...

Have you saved at least $200,000 in IRAs and 401Ks? And are you counting on this to help you pay for retirement? If you've ever worried that it won't be enough, you're not alone. According to the ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. The humble Roth IRA is a widely owned, but under-utilized ...

Investors looking to consolidate their individual retirement accounts—whether it’s to simplify their finances, reduce fees or get access to different investment options—have two options: a direct ...

It’s tempting to view your 401(k) as a financial safety net during tough times, but tapping into it too early can turn into a ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

Forbes contributors publish independent expert analyses and insights. Fred Hubler, CEO & Chief Wealth Strategist of Creative Capital. Imagine you just made an investment – and it lost value overnight.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. People who work for companies large enough to offer 401-K ...

401-K funds are subject to ERISA laws, but choosing from an employer’s menu of investment choices under fiduciary management is at the participant’s discretion. Money Market Funds, such as Fidelity ...

The IRS really means it this time when they say that high earners will have to start paying tax soon on their catch-up 401(k) contributions and then deposit them into workplace Roth accounts. Sort of.