The APR includes fees, interest, and other annual costs, while the interest rate is purely the cost of borrowing the money. APR includes additional fees and costs, making it a more comprehensive ...

What Is APR on a Credit Card? APRs represent an important point of comparison among credit cards, as a card’s APR helps determine the cost to the cardholder of falling behind on payments.

Fed's latest rate hike means credit cardholders can expect higher bills this spring and summer, warns expert Here's how your credit card APR will be affected by the Fed raising interest rates.

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74%, or 28.99% Variable APR thereafter; balance transfers made within 120 days qualify for ...