Credit card APRs rose for the third month in June, hitting over 20%, despite Fed rate cuts. Banks are raising rates to protect themselves from borrower defaults and rising credit risk. Higher APRs ...

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The Fed held interest rates steady, but some credit card APRs keep going up. Here's why By Jessica Dickler, CNBC • Published June 20, 2025 • Updated on June 20, 2025 at 12:29 pm ...

Although the Federal Reserve hasn’t moved its benchmark since December, the average card rate keeps edging higher.

Although the Federal Reserve hasn’t moved its benchmark since December, the average card rate keeps edging higher.

Credit card rates stayed stable for years after the introduction of the Credit CARD Act, which passed in 2009, but shot up after the Fed started raising rates in 2015. In the decade since, APRs ...