A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

Credit Human Share Certificates made our list of the best five-year CD accounts thanks to its competitive APY and relatively low minimum deposit requirement. We like that Credit Human Share ...

Ben Hall is a veteran reporter at NewsChannel 5. He has covered the state legislature, presidential campaigns and is presently part of NewsChannel 5's award-winning investigative unit. Ben's work has ...