Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Tim Smith has 20+ years of experience in the financial services industry, both as a writer and as a trader. Gordon Scott has been an active investor and technical analyst or 20+ years. He is a ...

The S&P 500 averaged 14.8% returns annually from 2012-21, despite fluctuations. From 2014-24, the 10-year average was 13.45%, totaling over 250% return. Longer-term stock investing is more reliable ...

These Q&As cover recent questions about an SDR allocation. For additional background and basic facts please refer to the SDR factsheet. A direct benefit of a general SDR allocation, and indeed the ...