Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 years, she covers money management, insurance, investing, banking and personal stories. An AFC® accredited financial ...

If you’re shopping for a mortgage to buy or considering refinancing a home, you've probably wondered why the advertised interest rate won’t be the same as the loan’s annual percentage rate (APR). That ...

When you're buying a home, a lot of pieces have to fall into place. You may come across unfamiliar terms, like escrow and title insurance. One such term is mortgage APR or annual percentage rate.

APR stands for annual percentage rate and represents the full annual cost of borrowing money for a mortgage, including interest and additional fees. APR is a more accurate representation of the ...

The best way to get a good deal on a mortgage is by comparing different quotes, but you have to know what you're looking for when weighing the different offers. The loan's annual percentage rate (APR) ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Obtaining a mortgage is a significant financial and long-term commitment. A good strategy you can use to prepare for your mortgage is to understand how certain critical expenses are calculated. Most ...

When shopping for home loans, borrowers are usually most concerned with the annual percentage rate (APR) offered by a mortgage lender, rather than simply the interest rate, since the APR is meant to ...

Explore current mortgage rates and what they mean for homebuyers.