If you’re shopping for a mortgage to buy or considering refinancing a home, you've probably wondered why the advertised interest rate won’t be the same as the loan’s annual percentage rate (APR). That ...

APR stands for annual percentage rate and represents the full annual cost of borrowing money for a mortgage, including interest and additional fees. APR is a more accurate representation of the ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Obtaining a mortgage is a significant financial and long-term commitment. A good strategy you can use to prepare for your mortgage is to understand how certain critical expenses are calculated. Most ...

Most buyers take out a mortgage when buying a home, which can sometimes mean paying more in total mortgage costs than the actual home sale price. As such, it's crucial to compare mortgage loan offers ...

When shopping for home loans, borrowers are usually most concerned with the annual percentage rate (APR) offered by a mortgage lender, rather than simply the interest rate, since the APR is meant to ...

Explore current mortgage rates and what they mean for homebuyers.