Daniel Jassy, CFA, is an Investopedia Academy instructor and the founder of SPYderCRusher Research. He contributes to Excel and Algorithmic Trading. David Kindness is a Certified Public Accountant ...

First grade students sit in a Blue Ridge Elementary School classroom in Warrensville, N.C., during the first week of the school year in August. Credit: Ariel Gilreath/The Hechinger Report The ...