Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Enter your credit card balance and the interest rate on your account to see how much your interest charges would be for the month.

Use our credit card interest calculator to see how much interest you would be charged per billing cycle. Enter your balance and APR to see the charges.

Estimate how long it will take to pay off your credit card with minimum payments using our calculator and learn why paying more than the minimum matters.

If you carry a credit card balance in Canada, use our calculator to see how much you owe and how long it will take you to pay off the debt.

Use our credit card balance transfer calculator to get a sense of how much you could save by moving debt from a high-interest card to one with a 0% intro APR.

How to use this calculator First, enter the current balance on your credit card, and the interest rate APR (annual percentage rate) that’s applied to the amount you’ve borrowed.

Our credit card APR calculator will then determine the estimated payoff date and estimate how much total interest you will pay. With this information, a credit card interest calculator can help ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers ...

What is a good credit card APR? The average APR on a credit card is over 20%. If your credit card APR is higher than that, it may be worth shopping around, especially if you're carrying a balance.