Every credit card issuer has its own process for calculating your minimum balance. Worse, that process can vary based on everything from which card you have to your credit score to your payment ...

Making the minimum payment on your credit cards is important to maintaining a good standing with credit card issuers and avoiding penalties. Paying only the minimum can result in significantly higher ...

Do you feel like you’re on a debt treadmill? You faithfully make your credit card minimum payments each month. Yet no matter how long you’ve been doing this, it seems your debt rarely goes down. More ...

(Little hack I found when I called Chase: If you need to speak to a live agent but are having trouble securing one, press the ...

There are legitimate pathways you can take to help reduce or eliminate your credit card debt if you're struggling.

Credit cards can be a highly convenient tool for facilitating daily transactions and managing personal expenses. They can also earn financial rewards, get free credit scores, secure payments from ...

Q: I have a lot of credit card debt, way too much to ever pay back. I used my credit cards to live on for several years during COVID. What would the credit card companies do to me if I stop making the ...

Credit cards offer incredible convenience, allowing you to pay for your purchases over time while earning cash back, travel rewards or other types of perks. However, they also come with a dangerous ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Consumer stress has intensified, with an escalating share of credit card holders making only minimum payments on their bills, according to a Philadelphia Federal Reserve report. In fact, the share of ...

Looking to pay off debt? This week's best balance transfer cards give you long 0% intro APR periods and no annual fees -- compare top choices and save now.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Credit card issuers charge cardholders ...