Key Takeaways A lowered credit limit isn’t always personal since issuers often cut limits as part of broader changes.The major issue could involve your credit utilization ratio, which jumps overnight ...

Soaring car prices and interest rates are making auto loan payments increasingly difficult for many Americans, especially those with bad credit. Among subprime borrowers, the delinquency rate ...

Compare auto lenders that work with low credit scores, and explore strategies to improve approval odds and reduce rates Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff ...

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Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. MoMo Productions / Getty Images No two credit scores are the same, ...

The mortgage underwriting process determines whether your loan is approved. Learn what underwriters scrutinize, common ...

Credit unions often offer lower mortgage rates than traditional banks or online lenders because they're member-owned. They can also provide more personalized service, discounts on fees and increased ...

The self-proclaimed "fiscal hawk" often voted against tax incentives, special assessments and government expansion in Fargo.

CreditNinja reports that about 41% of working-age Americans (72 million) have medical debt, affecting lower-income and ...

Chronic traumatic encephalopathy has long been discussed as a possible driver of dementia, but proving that link has been ...