Fair Isaac maintains its position as the leading credit-scoring model, despite rising competition and concerns about its market moat. Read my FICO stock update.

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

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Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

In another sign that the economy may be faltering, average credit scores across the country have taken a nosedive in 2025, according to a report released last week. And Gen Z is one demographic that's ...

Twenty One Pilots made a grand debut atop the album charts this week, with the group’s new record “Breach” bowing at No. 1 on the Billboard 200. “Breach,” which is the band’s second chart-topper, ...

Want to see more of NewsNation? Get 24/7 fact-based news coverage with the NewsNation app or add NewsNation as a preferred source on Google! The average FICO score has decreased by two points since ...

The average FICO score dropped to 715 in April 2025, down from 717 in 2024, because of rising credit utilization and increased delinquencies. Student loan delinquencies surged after COVID-19 ...