Your credit score is a critical metric for your ability to receive a credit card and earn a lucrative welcome bonus. Knowing ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...

Sarah Brady is a personal finance writer and credit expert who's been dedicated to helping individuals and entrepreneurs improve their financial wellness since 2013. Sarah's writing is informed first ...

It is close to impossible to acquire same-day loans with no credit checks and instant approval through conventional banking, as formal financial institutions are unwilling to bear the risks attached.

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

A credit score is basically a number that gives a lender an indication of the likelihood you’ll pay back your debt. All lending institutions use credit scores to determine if it’s worth the risk to ...

A credit score is basically a number that gives a lender an indication of the likelihood you’ll pay back your debt. All lending institutions use credit scores to determine if it’s worth the risk to ...