CDs can pay top rates, so it's worth exploring strategies to safely add one to your savings plan. Betsy began her career in international finance and it has since grown into a comprehensive approach ...

You don’t have to be a math whiz to figure out how much you'll earn with a CD. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one ...

Though rates on certificates of deposit (CDs) aren't at the sky-high levels they were a year or two ago, these interest-bearing accounts are still offering pretty solid returns for savers. In fact, ...

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

With a background in education and a fascination with finance, Emily Batdorf writes approachable content for consumers who want to deepen their understanding of personal finance topics. She loves ...

When it comes to your savings, you can never have too much. Whether you're building an emergency fund or putting aside money for a large purchase, every dollar (and cent) counts. And one easy way to ...

Breaking a certificate of deposit (CD) before it matures typically costs you money — but sometimes paying the early withdrawal penalty makes financial sense. The most common situation when breaking a ...

Early withdrawal penalties typically range from 90 days to 365 days’ worth of interest. Longer-term CDs often come with steeper early withdrawal penalties than their shorter-term counterparts. In some ...

Here’s a breakdown of how we reviewed and rated top banks and credit unions. 154 Institutions Monitored Our team reviewed 154 of the country’s largest and most prominent financial institutions, from ...