A payday loan is a short-term, high-cost loan meant to be repaid on your next payday. Payday loans are easily available if you’re 18 or older, have a valid ID, a bank account and proof of income.

Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...

SHREVEPORT, La. (KTAL/KMSS) – Six years ago, a group of Shreveport churches started a program to help people in the Highland neighborhood escape payday loan debt. Since then, the Hand Up loan program ...

Payday loans have been around since the early 1900s. Car title loans can have interest rates up to 300%, California AG and others try to crack down on "rent-a-bank" loans. Financial watchdog groups ...

According to a 2023 report from the Center for Responsible Lending (CRL), 27 states across the country allow payday lending companies to issue single-payment loans with triple-digit interest rates. In ...

Half of Americans can't afford an unexpected expense, so what happens when they need a car repair or their job sends them home early for a week? For millions, the answer is often a high-cost payday ...

Payday loans can provide quick access to cash in an emergency, often without a credit check. But you’ll pay a high interest rate and additional fees. Many or all of the products on this page are from ...

Payday loans widely condemned as predatory are still freely available in Texas — for a staggeringly steep price — even as a new state law will block cities from adopting new ordinances addressing the ...

(NNPA) – New research from the Center for Responsible Lending has found payday lenders are nearly eight times more concentrated in California’s Black and Latino neighborhoods as compared to White ...

Chana Schoenberger (00:10): From American Banker, I'm Chana Schoenberger and this is Bankshot, a podcast about banks, finance, and the world we live in. If you go to work every day, why don't you get ...

Critics of high-interest payday loans are asking voters to put the industry out of business this year through an initiative petition drive that aims for the November general election. They claim ...

PHOENIX — Arizona's major utility companies have ended a longtime practice of allowing customers to drop off electric and gas payments at payday-loan centers. Southwest Gas, Tucson Electric Power and ...