Today’s best interest rates on CDs (certificates of deposit) are as high as 4.94%. Rates vary by term and often fluctuate, and they are expected to fall as the Federal Reserve lowers interest rates.

Certificates of deposit (CDs) offer savers a stable place to lock up their savings funds for a set term. In return for holding the funds until maturity, savers get the predictability of a fixed rate ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Senior Editor, Buy Side from WSJ Miranda Marquit is a staff senior personal finance editor ...

There are many downsides to high interest rates, but one bright side is that elevated rates can make it easier to earn more money on your savings. For example, certificate of deposit (CD) interest ...

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While the Federal Reserve slashed rates three times in 2024, they’ve kept rates steady so far this year — and some CDs are still paying 4-5% (see some of the best CD offers from our partner Bankrate ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...

Certificate of deposit (CD) rates are holding steady above 4.00% for some terms, and that's got a lot of savers asking the same question: Should I lock one in? There's no denying that 4.50% on a ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Average rates on CDs often exceed what you receive on other savings products because you agree to ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...