Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.

Personal loans can be helpful, but surprise fees can add up fast. Here's how to spot hidden costs and keep more money in your ...

Twenty thousand dollars may seem like a lot of money to borrow. But emergency expenses can crop up that cost $20,000 or more. You might want to borrow money at a low interest rate for something ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Understanding the pros and cons of personal loans is important when shopping for a lender and deciding whether to apply for ...

To apply for a personal loan, first ensure your credit is as strong as possible. From there, explore lenders that offer ...

Heart Paydays Examines U.S. Lending Trends, Borrower Behavior, and State-Level Loan Regulations in July 2025Chicago, July 14, 2025 (GLOBE NEWSWIRE) -- The demand for affordable personal loans in the ...

As of July 6, 2025, the average personal loan rate on a three-year loan was 14.36 APR, while the average personal loan rate on a five-year loan was 19.64% APR, according to Credible.

Personal loans from Fifth Third Bank are best for the bank’s existing customers, who can take advantage of rate discounts for ...

Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if ...