When you borrow money — whether you’re making a purchase on a credit card, applying for a car loan or taking out a mortgage — ...

However, for credit cards, the APR solely refers to the interest rate and does not include any annual fees that may be ...

First, let's explore the different types of annual percentage rates for credit cards. Purchase APR: A purchase APR -- the standard APR you'll most often hear about without the word "purchase" in ...