The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for ...

Credit cards with introductory interest offers can be a huge help over the holidays, but only if you pay off your balance fast. Holly Johnson is a credit card expert and writer who covers rewards and ...

If you're grappling with credit card debt, you may be inclined to move your existing balances over to a new card with a 0% introductory APR. Similarly, if there's a larger purchase you can't afford to ...

If you're looking to make a dent in high-interest debt, a 0% intro APR credit card is one of the best ways to do it. But what about if you're looking to finance an upcoming purchase interest-free? The ...

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

When you swipe your credit card, you incur a charge that could eventually cost you in interest if you don’t repay on time. The amount you pay in interest is based on your purchase APR, or annual ...

Every credit card has certain terms and features you should be aware of — and purchase APR is one of the most important. The APR, which stands for annual percentage rate, is the amount of interest you ...

If you have a credit card with a 0% APR, you can spend money without facing any interest charges, right? Not necessarily. A single credit card can have multiple APRs, one of which is the account’s ...

A purchase APR determines how much interest you'll pay on purchases you make with your credit card if you carry a balance. Credit card companies determine many APRs based on the prime rate – plus a ...