When it comes to student loans, most people expect the usual hurdles: credit checks, co-signer requirements and confusing fees. But Funding U flips the script, offering loans that focus on academic ...

NEW YORK — Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection. After 90 days of nonpayment, ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

NEW YORK (AP) — Starting next month, the Education Department says student loans that are in default will be referred for collections. Roughly 5.3 million borrowers are in default on their federal ...

For months, nearly 8 million student-loan borrowers have been waiting in limbo as federal courts weigh the legality of their payment plan. Starting in August, they’ll see their balances tick up as ...

Massive delays and uncertainty about where certain payment plans stand are causing anxiety for some student loan borrowers. And early Thursday morning, the U.S. House voted to repeal several student ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

Student loan rates have dropped a bit going into the last month of the year. As of December 2, 2025, private student loan lenders are offering fixed rates as low as 2.85% APR and variable rates ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

The near-simultaneous collapse of two companies tied to the U.S. auto industry is shedding new light on a fast-growing part of the financial ecosystem little known outside Wall Street. Banks are ...