Although 1 in 8 women of childbearing age say they or their partner need fertility assistance services at some point, only a minority of employers offer fertility benefits.

Nearly a quarter of women take leave for mental health purposes, and it is the top reason women don’t return to work.

Daniel Schumacher, UnitedHealth's chief strategy and growth officer, said employer plans are paying about 11% more for care. "That's how we've priced into 2026," Schumacher said.

Although studies show that many members of this generation risk outliving their financial resources, retirement could become even more challenging as members of Generation X approach age 65.