Note the word independent. That is where things get problematic. Because the CFPB is independent, it doesn’t rely on Congress ...

Despite what you may believe, consumers with bad credit have many credit card options. You can quickly get a secured credit card by putting down a deposit equal to your credit line, or you can choose ...

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Opening one of the best credit cards for no credit and using it responsibly can be a great way to establish and build credit. However, when you have little to no credit history to begin with, it can ...

The rising popularity of Buy Now, Pay Later (BNPL) solutions raises questions for lenders that don’t have a standardized way ...

Our experts and industry insiders blog the latest news, studies and current events from inside the credit card industry. Our ...

If merchants are spending that much in interchange on sales tax, consider how much money businesses that call for a gratuity ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.