The income you need to qualify for a $300k home will depend on your down payment, interest rate, existing debts, and various ...

USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage ...

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.

Not all new construction homes are trouble-free. You have to remain diligent despite buying a brand-new home. Paper-thin drywall. Crooked moldings. Cracked grout and tiles. Framing gaps so wide you ...

Single homebuyers have an uphill battle as home affordability deteriorates. But single-income buyers can still afford to buy if they plan ahead and get creative. More than two-thirds of people who buy ...

USDA direct loans are more challenging to qualify for but offer lower monthly costs. USDA guaranteed loans are more widely available but have slightly higher, although still competitive, interest ...

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its ...

The USDA Streamlined Refinance and Streamline-Assist programs require minimal documentation and no home appraisal. The streamlined-assist option doesn’t require a credit check but USDA borrowers must ...