Think You Need 5 Credit Cards for a 800 Credit Score? Think Again 💳 Most people believe that having tons of credit cards is the secret to a perfect credit score. Spoiler alert: it’s not true! I’ve seen countless credit profiles with just 1 or 2 cards hitting 800 . How? They: ✅ Keep their credit utilization low (ideally under 10%) ✅ Never miss payments ✅ Avoid collections, consumer proposals, or bankruptcies It’s consistency over time, not the number of cards, that builds amazing credit. Focus o
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