Following a record-breaking 3Q2025 performance, all eyes are on the EPF’s final dividend. With numbers looking stronger than they have in years, could we see a payout that tops last year’s 6.3%?

‏﴿قُلْ عَسَى أَن يَكُونَ قَرِيبًا﴾ يا رب اجعل بيننا وبين احلامنا مُلتقى#تعال#اسمع#يامهموم#دعاء_يريح_القلوب#ارح_سمعك_بالقران،

When it comes to toddlers who are still not sleeping through the night, I start by asking parents how they might be unintentionally reinforcing those wake ups. My method of gentle & responsive sleep training is totally possible with toddlers, but it’s mainly about everything you do leading up to sleep & preparing them mentally than what you do when you actually lay them down, although that’s important too. Toddlers crave control, but once they get it, they actually feel very insecure and overwhe