Minsan, ang refinancing ay hindi lang tungkol sa rates —ito ay tungkol sa strategy. Pwede kang makatipid sa interest, pagsamahin ang utang, o gamitin ang equity para sa renovation o business. Ang goal ay hindi lang “bawasan,” kundi ayusin ang daloy ng pera mo. Pero timing is key — at dapat guided ka sa tamang proseso. Kaya kung iniisip mo mag-refi, siguraduhin may plano, hindi padalos-dalos. Message me if gusto mo ng guide or help. #TheMortgagePinay #RefinanceCanada #MortgageStrategy #LowerYourR

Fed cut rates but mortgage rates went up. Thursday’s data showed the economy is stronger than expected - GDP hit 3.8%, durable goods jumped 2.9%, jobless claims beat forecasts. Bond traders realized the Fed won’t cut aggressively. 10-year Treasury spiked 5 basis points, mortgage rates followed. #mortgagerates #fedratecut #bondmarket #treasuryyields #realestate #homebuying | Seanna Cormier Guild Mortgage Co. | Facebook