Mortgage and refinance rates for Jan. 6, 2025: Average rates for 30-year, 15-year terms edge lower to open week
aol.comKelly Suzan Waggoner
Mortgage and refinance rates for Jan. 6, 2025: Average rates for 30-year, 15-year terms edge lower to open week
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
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🪂 Tips for Mortgage Borrowers: Understanding Recast vs. Refinance Knowing the difference between recasting and refinancing is crucial for managing your mortgage: ▪︎ Recast: Make a lump sum payment towards the principal to lower monthly payments. You keep the original loan with no credit check, and usually for a small fee.🎏💡 ▪︎ Refinance: Replace your existing mortgage with a new loan that may change the interest rate or allow cash withdrawals. This can save more overtime but involves closing
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🪂 Tips for Mortgage Borrowers: Understanding Recast vs. Refinance Knowing the difference between recasting and refinancing is crucial for managing your mortgage: ▪︎ Recast: Make a lump sum payment towards the principal to lower monthly payments. You keep the original loan with no credit check, and usually for a small fee.🎏💡 ▪︎ Refinance: Replace your existing mortgage with a new loan that may change the interest rate or allow cash withdrawals. This can save more overtime but involves closing
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